This was one of the first 'Hearts songs that I figured out. It's little
more than one main riff and a few chords so you can dive right in.


(noise and feedback)
INTRO RIFF
|---------------------------|---------------------------|
|---------------------------|---------------------------|
|---------------------------|---------------------------|
|---------------------------|---------------------------|
|-------8-----------10------|------8--------7-----------|
|---/6-----6--7--8---8------|---6-----6--8-----8--7-----|

MAIN RIFF

|---------------------------|---------------------------|
|---------------------------|---------------------------|
|---------------------------|---------------------------|
|-------3-----------5-------|------3--------2-----------|
|----1-----1--2--3--3-------|---1-----1--3-----3--2-----|
|---------------------------|---------------------------|

(the astute among you will realise that this is the same riff, just in
 a different place. No prizes I'm afraid, but it makes it a hell of a
 lot easier to switch to the next chord...)

{Okay, now we're set to play the song, hang on to your pick}

[-INTRO RIFF-]

F (palm muted)
On and on you wait so long
It only takes a word if you found where it went wrong

[-MAIN RIFF-]

F
Fists, gists and communists 
I feel like a log, it's a dog in onyx

[-MAIN RIFF-]

G
Take it awhile and adjust a-myself
F (strike once and then mute strings)
Ooh, it was something else 

[-MAIN RIFF-]

Well, it was something else... 

Chorus:

Am7
If life (x4)
F
If life (x2)
D
If life (x2)
[-MAIN RIFF-]
If life is like a love bank I want an overdraft (x4)

// from here on out the rest of the lyrics follow the pattern before. it's all
// fairly straightfoward.

Yeah! 

In, in, invest to gain 
You go get out and you find there's nothing 
Take, take, the whole world rakes 
You don't get it back - that's a-economics 
Gets to my head, is it good for my health? 
And it was something else 

Well it was something else... 

Chorus 

Everyone will take it till there's nothing left to give 
[***/cheers]... 

Chorus Life is like a love bank, I want an overdraft
If life is like a love bank I want an overdraft x10
If life is like a love bank

// the Wildhearts tend to tune down half a step for their songs, so in
// all respects this is usually played in Eb with all the riffs up one fret
// and all the chords #. For all the difference it makes!